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“It’s actually an alternative agreement buying back once again their automobile, ” explained Clifford Carlson, a Macon-area bankruptcy lawyer who may have battled title-pawn companies in court.

Brian McGhee, a barber in Warner Robins, Georgia, borrowed cash from a title-pawn company and stated he got caught with debt trap. He paid month-to-month reasoning he ended up being paying off the mortgage nonetheless it mostly visited charges and interest.